Most people who are currently approaching retirement face conditions very different than those experienced by their parents. Earlier generations could almost always depend on a corporate or government pension. Combined with Social Security, this income generally covered their basic expenses.

Nowadays, individuals are responsible for financing their own retirement. Market volatility may have complicated their plans. As a result, the very definition of retirement is changing. Some people plan to work longer because they love what they do; their work gives them meaning. Others plan to work because they fear running out of savings. Most people are healthier than their parents were at the same age and will probably live longer.

We believe that with proper planning and saving, the "golden years" can still be golden. Whether your goal is to enjoy hobbies or grandchildren, start a new business, work part-time or continue your career as long as you can, we can help you plan for retirement in the new reality.